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About Teachers' Path
Financial Planning

At Teachers’ Path, we’re not your typical financial advisory firm. We’re dedicated to empowering educators with tailored financial planning services that address the unique challenges and opportunities you face.

Mission
Statement

Our mission is to empower educators to achieve financial security and peace of mind through personalized financial planning, education, and guidance tailored to the unique needs of teachers.

Vision
Statement

We envision a future where all teachers have access to expert financial advice, enabling them to focus on their noble profession while building prosperous and fulfilling lives for themselves and their families.

Values Statement

Integrity

We uphold the highest ethical standards and always act in our clients' best interests.

Expertise

We continuously expand our knowledge to provide financial strategies for educators.

Empathy

We deeply understand the challenges and aspirations of teachers and approach each client with compassion.

Education

We believe in the power of financial literacy and are committed to educating our clients.

Innovation

We creatively adapt our services to help meet the evolving financial needs of educators.

Our Approach at
Teachers' Path

We understand the unique financial landscape of educators. Many teachers are overly reliant on their pensions and may not fully understand their benefits package. Sadly, some fall prey to unethical sales practices from self-serving brokers.

That’s where we come in. At Teachers’ Path, we offer comprehensive wealth management services for educators, including:

  • Thoughtful, Detail-Oriented Financial Planning: We take the time to understand your unique situation and craft a personalized plan that aligns with your goals.
  • Education and Empowerment: We believe knowledge is power. We'll educate you on the financial concepts you need to make informed decisions.
  • Transparent, Ethical Advice: As a fiduciary, we always put your interests first. You can trust our advice is unbiased and objective.
  • Expertise in Educator Finances: We specialize in the intricacies of teacher pensions, 403(b) plans, and other educator-specific financial matters.

What Sets Us Apart

Expertise in Educator Finances: Nathaniel’s certifications as a Certified Financial Planner™ (CFP®) and Certified Investment Management Analyst (CIMA®) provide the expertise to help you reach your financial goals. We’ll assess your needs, manage your risks, and fine-tune your plan along the way.
 
Fiduciary Commitment: As a fiduciary, we always put your interests first and have a legal obligation to do so. No hidden fees or agendas, no conflicts of interest, and no pushy sales tactics.  
 
Relatable and Approachable: We’re not about fancy suits or stuffy meetings. We offer a comfortable, judgment-free environment where you can have open and honest conversations about your financial future. 

Our Founder's
Story

I’m Nathaniel Carswell, the founder of Teachers’ Path Financial Planning. As the youngest of four children from a working-class background, I witnessed firsthand the stress and struggles that financial insecurity can cause. This experience shaped my passion for financial planning and my desire to help others build personal wealth responsibly. 

My
journey

01

First-generation college graduate

02

Overcame financial struggles and student loan debt

03

17 years of experience in the wealth management industry

04

Former COO at an RIA with nearly $1BN in AUM

05

Credentialed as a CFP® and CIMA®

Why I Focus
on Teachers

After years of working with high-net-worth clients, I realized my true calling was to help those who could benefit most from financial planning – teachers like you. I believe that educators, who dedicate their lives to shaping our future, deserve specialized financial guidance to secure their own futures.

My Certifications

cima logo

Ready to take control of
your financial future?

Let's Get Started

Investment advisory services are offered through properly registered representatives of Forthright Capital Advisory, LLC dba Forthright Capital Advisory. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the commission and does not mean that the advisor has attained a specific level of skill or
ability. Insurance products are offered through Forthright Capital Partners, LLC. Forthright Capital Advisory LLC and Forthright Capital Partners LLC are separate entities that offer separate services and are unaffiliated with Teachers Path Financial Planning.

Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm’s ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).

Form CRS – Firm Brochure

Check the background of your financial professional on FINRA’s BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as financial, tax or legal advice. 

All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance. There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. We cannot guarantee that a portfolio will match or outperform any particular benchmark. Diversification and asset allocation do not ensure a profit or guarantee against loss. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.

We do not offer tax or legal advice or services. Always consult with your own qualified tax/legal advisors. Life insurance involves medical and sometimes financial underwriting to qualify.

Both life insurance and annuity products have terms and conditions, fees and charges, including potential surrender penalties for early withdrawals. Annuity withdrawals are subject to ordinary income taxes and an additional 10% federal penalty if you are under age 59-1/2. Optional riders may involve additional cost. Product and feature availability may vary by state. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the options presented. When working with us, we can assist you with insurance and annuity products and strategies, or you may also engage us for comprehensive financial and retirement planning through our Registered Investment Advisory firm. We will provide you with complete information about our fees and compensation structure before you engage our services.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks

Investments & Wealth Institute® (the Institute) is the owner of the certification marks “CIMA,” and “Certified Investment Management Analyst.”   Use of CIMA, and/or Certified Investment Management Analyst signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.

Fiduciary financial advisor dedicated to helping teachers meet their financial goals.

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