Our Financial Planning Process:
Guiding Teachers Towards a Secure Retirement
At Teachers’ Path Financial Planning, we understand that your financial journey as an educator is unique. Our lifecycle planning approach takes into account the specific stages and challenges you’ll face throughout your career and beyond.
Why Choose Teacher’s Path?
01
Initial Consultation
- Free consultation to understand your unique financial situation and goals
- Discuss your career stage and specific challenges as an educator
02
Comprehensive Financial Assessment
- Review current financial status, including income, expenses, assets, and liabilities
- Analyze existing benefits package, pension details, and retirement accounts
03
Goal Setting
- Identify short-term and long-term financial objectives
- Align financial goals with career progression and personal aspirations
04
Customized Financial Plan Development
- Create a tailored plan based on your career stage
- Address specific educator concerns such as student loan management, pension optimization, and supplemental savings
05
Implementation
- Assist in executing recommended strategies
- Help optimize 403(b) and 457(b) plans, if applicable
06
Ongoing Monitoring and Adjustments
- Regular review sessions
- Quarterly progress reports
07
Education and Empowerment
- Provide resources and tools for financial literacy
- Offer access to financial planning software for personal use
08
Continuous Support
- Provide ongoing access to advisor through chosen service model
- Offer in-app messaging and email support
Our Service Models
Personal Financial Coaching Subscription
Ideal for early to mid-career professionals
- Elements® Financial Monitoring App
- Quarterly Progress Reports
- Access to Private Zoom strategy sessions
- Affordable monthly subscription ($100/month min.)
Personal Financial Advising Subscription
Tailored for pre-retirees and retirees
- Right Capital® client portal
- Quarterly Performance Reports
- Access to Private Advisory Sessions
- AUM-based subscription pricing (Billed monthly)
Your Financial Well-being is Our Priority
Nathaniel Carswell, CFP®, and Teachers’ Path Financial Planning are dedicated to providing you with transparent, fiduciary advice that prioritizes your best interests. Our fee-only structure ensures that our recommendations are free from conflicts of interest, empowering you to make informed decisions about your financial future.
Let’s embark on this journey together. Contact us today to schedule your complimentary consultation and discover how we can help you achieve your retirement dreams.
