Teachers'
Path
Ch. 9 — Social Security: A Changed Landscape
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Social Security Claiming Optimizer
Compare claiming at 62, FRA (67), and 70 to find your optimal Social Security strategy.
Your Social Security Details
Filing Status
Single
Married Filing Jointly
State
New York
New Jersey
Pennsylvania
Massachusetts
Rhode Island
Monthly SS Benefit at FRA ($)
Find yours at ssa.gov/myaccount
Full Retirement Age (FRA)
Annual Pension Income ($)
Other Annual Income ($)
Sex (for life expectancy default)
Female
Male
Life Expectancy Assumption
I am a TRSNYC member and did not earn SS credits through my teaching job
Compare Claiming Ages
Cumulative Benefits by Claiming Age
Year-by-Year Comparison
Age
Claim at 62 (Monthly)
Claim at 62 (Cumul.)
Claim at FRA (Monthly)
Claim at FRA (Cumul.)
Claim at 70 (Monthly)
Claim at 70 (Cumul.)