Ch. 6 — The Healthcare Gap
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Healthcare Bridge Cost Calculator

Estimate the cost of health insurance between early retirement and Medicare eligibility. Enter your state, retirement age, and coverage type to get started.

Your Healthcare Details

Most teachers in this region retire between 55 and 62.
Advanced settings — adjust assumptions
Standard Medicare eligibility begins at 65.
Healthcare costs typically rise 5–7% annually — above general inflation.
Use this if you have a specific quote or know your retiree plan rate.
Your current payroll deduction — used only for the comparison callout in results.